In the case of Williams v. Shawnee Twp., 2023-Ohio-252, an appellate court held that — to the extent an insurance company actually had a duty to explain the perils of declining uninsured-motorist coverage to a driver — there was no evidence, in this case, that the insurance company breached any such duty to the driver by not do so as the driver never relied upon the insurance company’s expertise in determining whether to purchase a “full coverage” policy, which — despite the name — does not include uninsured-motorist coverage (i.e., the driver never asked the insurance company either what “full coverage” meant or whether the policy included uninsured-motorist coverage prior to the driver’s automobile accident).
To read this case, click here.
Authors: Matthew John Markling and the McGown & Markling Team.
Note: This blog entry does not constitute – nor does it contain – legal advice. Legal jurisprudence is like the always-changing Midwestern weather. As a result, this single blog entry cannot substitute for consultation with a McGown & Markling attorney. If legal advice is needed with respect to a specific factual situation, please feel free to contact a McGown & Markling attorney.